Checklist: getting the title from your seller
titlesolved.com/checklists/seller-still-has-title · checked 2026-10-31
Name: ________________________ VIN: ______________________________ Date started: __________
Documents to gather
Forms
Signatures
Fees and who you pay
Mail to
WI Dept. of Transportation P.O. Box 7949 Madison, WI 53707-7949 (or apply online through eMV Public)Order of steps
- 1. Ask the seller to sign the title over to you.
- 2. If the seller lost it, the seller (as owner on record) orders a $20 replacement, then signs that one to you.
- 3. Check for an open loan and get the lien release if there is one.
- 4. Fill in your MV1, or apply through eMV Public.
- 5. Apply promptly. Section 342.15(6) lets the state fine a buyer up to $200 for waiting.
- 6. Only if the title truly cannot be had, move to the bonded title route.
Check before you mail
- A missing signature, most often the second owner on an AND title.
- An open lien with no release.
- A seller who is not the last titled owner. WisDOT's bond FAQ says to rebuild the chain with signatures or bills of sale from each owner in between.
- Someone other than the owner on record trying to order the replacement.
Made by TitleSolved from WisDOT forms and pages and Wisconsin statutes, checked 2026-10-31. WisDOT decides every application; rules can change, so confirm with WisDOT before you mail. TitleSolved is not WisDOT, not a law firm and not legal advice. The free official forms are at wisconsindot.gov. Sources: Wisconsin Statutes 342.15, transfer of interest in a vehicle; WisDOT: FAQ on Wisconsin's bonded title process (BVS850); WisDOT: Replace a lost title; WisDOT: Title fees; WisDOT: Form MV1.